Recent Blog Posts

WHAT IS TITLE INSURANCE AND DO I NEED IT?

Many home buyers are surprised to learn that one of their closing costs is for “title insurance.” What is title insurance and why is it needed at most real estate closings? In simple terms, title insurance is a policy of insurance that insures the title to real property. It is different from homeowner’s insurance, which… Read More »

CAN A GPS TRACKING APPLICATION MAKE CHILDREN MORE VULNERABLE TO CHILD TRAFFICKING?

A new feature was recently rolled out on one of the newer social media applications, Snap Chat, called Snap Map.  This feature, if utilized, has the ability to show a user’s exact location on an interactive map every time the app is used and/or can show where a large group of people are gathering.  A… Read More »

HURRICANES, FLOODS AND HOMEOWNER’S INSURANCE COVERAGE AND EXCLUSIONS

As we pray for and render aid to those who have experienced the recent devastation brought forth by Hurricane Harvey, we begin to fear the threat of Irma whose uncertain path can keep it out to sea, or strike some yet unidentified portion of the East Coast. Florida appears particularly vulnerable right now. Those of… Read More »

WHAT IS A TRUST AND DO I NEED ONE?

A Trust is an instrument through which one can control their assets not only while they are alive, but also direct how they are to be used after one dies. There are two primary categories, revocable and irrevocable. A revocable trust, also called a living trust is one that is flexible and can be altered,… Read More »

ESTATE PLANNING, JUST THE BEGINNING

After having completed your estate planning documents including a Power of Attorney (POA), Appointment of Healthcare Representative (HCR), Designation of Conservator (DC), Living Will, also called Advance Directive (AD) and your Last Will and Testament, who do you tell or give copies of it to? First, this is a subjective question. The answer is whomever… Read More »

WHY DO I NEED A LEASE?

Whether you are the tenant or the landlord, if you are renting a unit, commercial or residential, you are strongly advised to have a lease. A lease is nothing more than a contract between the landlord and the tenant. It sets forth at least the basic terms of your agreement including the rental amount, security… Read More »

CAN CONNECTICUT EMPLOYERS REQUIRE EMPLOYEES TO WORK OVERTIME?

Yes. An employer may require employees to work more than 40 hours in one calendar week as long as the employer pays the employee overtime compensation (1 ½ times the employee’s regular rate) for all hours worked over 40. It does not matter if the days on which the hours are worked are Saturdays, Sundays… Read More »

WHAT IS ADVERSE POSSESSION IN CONNECTICUT?

It is commonly thought that you can acquire ownership of real property through “squatter’s rights;” by using someone else’s property and then eventually being able to legally claim it as your own. This is actually the legal concept known as adverse possession.  Adverse possession originates from common law and is now a part of the… Read More »

NEW LEGISLATION AFFECTS OPEN BUILDING PERMITS

As discussed in a previous blog post (Obtaining A Municipal Records Search), many purchasers of residential real estate are now reviewing the town records concerning the building permits on the subject property.  Unfortunately, sometimes the records show an “open” permit, meaning a homeowner pulled a permit for repairs or improvements, but there is no record… Read More »

CRUISE SHIP INJURIES AND THE “CRUISE CONTRACT”

If the release of this blog goes according to schedule, as you’re reading it I am sitting on the Lido deck of the ms Veendam, enjoying a cocktail and celebrating my 35th wedding anniversary with my wife, along with our children and their respective spouses.  A family vacation that is long overdue and I would… Read More »

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3127 Whitney Avenue
Hamden, Connecticut, 06518-2344 USA
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