Category Archives: Business

DO I NEED A MUNICIPAL SEARCH OR A BUILDING DEPARTMENT SEARCH WHEN PURCHASING A HOME?

When purchasing a home, it is always necessary to have a title search performed of the town land records to verify ownership, and to insure that any existing mortgages, liens or taxes are paid, so that you receive clear title. One of the tasks of the buyer’s attorney in a residential home purchase transaction is… Read More »

HOW DO I START MY OWN BUSINESS? PART 3 OF 3

In my prior blogs on this topic (PART 1) & (PART 2), I addressed the different forms in which a business can operate including sole proprietorships, partnerships, limited liability companies (LLC) and corporations (Corp). This blog addresses more of the logistical issues that need to be addressed to operate your own business. Once you have… Read More »

HOW DO I START MY OWN BUSINESS? PART 2 OF 3

In my prior blog on this topic I addressed sole proprietorships and partnerships. In this part two of the series I will address limited liability companies (LLC) and corporations (Corp). Limited Liability Company (LLC) A limited liability company is a legal entity that is a bit of a cross between a sole proprietorship, a General… Read More »

HOW DO I START MY OWN BUSINESS? (Part 1 of 3)

One of the American dreams is to be your own boss; to run your own business. The most common forms of business are sole proprietorship, partnership, limited liability company (LLC) and corporation (Corp). These are the “entities” through which you can operate a business and there are some variations of these as well. (This topic… Read More »

CONNECTICUT IS THE LATEST STATE TO “BAN THE BOX”

Connecticut is the most recent state to “ban the box,” joining a minority of states with similar laws (thirteen and counting). Beginning January 1, 2017, Connecticut employers will be prohibited from asking questions about an employee’s prior arrests and criminal charges or convictions on an initial application form. There are two limited exceptions to Connecticut’s… Read More »

SHOULD I QUITCLAIM MY HOUSE FOR A REFINANCE OR EQUITY LINE?

It is not uncommon for a bank to require a borrower to be added to the title to the property if they are not already on it. However, transferring someone on or off title should not be taken lightly. Although the process is simple, the implications can be astronomical. How title is held to your… Read More »

WHY A BUSINESS NEEDS TO USE A CREDIT APPLICATION

A business credit application is a document used to collect credit information on customers and to get customers to agree to credit and other important terms. If your business extends credit to your customers, you need to get a Credit Application and Agreement from your customers. Why? Because a Credit Application will provide your business… Read More »

BE(A)WARE OF CONSUMER ARBITRATION CLAUSES

Every year, billions of business transactions occur. Not surprisingly, some disputes arise between the businesses and the consumers involved in those transactions. What is surprising to many is that sometimes any legal claims a consumer may have against a business cannot be pursued in court. The reason: a consumer arbitration clause. Many contracts and terms… Read More »

OBTAINING A PROPER TENANT APPLICATION

  As a landlord, selecting a tenant is often a difficult process.  It is important that a landlord screen prospective tenants to get the best tenant possible, while following proper procedures in that process.  One of the main tools a landlord can use is a tenant application form. A tenant application form is beneficial in… Read More »

I OWN RENTAL/INVESTMENT PROPERTIES – HOW SHOULD I HOLD TITLE?

It is not uncommon today for people to own properties other than their home. For liability purposes it is best to own these additional properties in a separate entity called a “Limited Liability Company” (LLC). A limited liability company is a legal entity which you or you and others own together that would then own… Read More »

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Gesmonde, Pietrosimone & Sgrignari, LLC
3127 Whitney Avenue
Hamden, Connecticut, 06518-2344 USA
203.407.4200