Author Archives: Paul H. Begemann

NEW LEGISLATION REINFORCES ATTORNEY ROLE IN CONNECTICUT REAL ESTATE CLOSINGS

Using an attorney to perform real estate closings is the norm in Connecticut, and many people assume that this is the case everywhere in the United States. However, in about half of the states, an attorney is not typically used by local custom, and the use of an attorney is required by law in only… Read More »

ZONING VARIANCES IN CONNECTICUT

Each Connecticut town has adopted their own individual set of zoning regulations, in compliance with state statutes. These zoning regulations generally divide the town into zoning districts, and then state what uses will be allowed in each district (residential, commercial, etc.), as well as the building characteristics allowed, such as provisions for building height, setbacks,… Read More »

ENFORCEMENT OF AUTOMATIC RENEWAL CLAUSES IN CONNECTICUT CONTRACTS

Many individuals are not aware that in Connecticut there are various laws designed to protect a consumer from the enforcement of certain contract terms. One situation where a consumer may face a risk from the enforcement of unreasonable contract terms is regarding automatic contract renewals. Often a consumer will agree to a contract for a… Read More »

TIME TO CONSIDER REFINANCING YOUR HOME MORTGAGE?

According to recent news reports, interest rates on home mortgages have dropped down to their lowest rates in the past year (See More).  In addition, home values have generally been rising. These two factors may mean that it is a good time to investigate the benefits of refinancing your home mortgage. A refinance involves getting… Read More »

WHAT DOES “TIME IS OF THE ESSENCE” MEAN IN A CONTRACT?

Most written agreements have dates for the performance of certain obligations. For instance in an agreement to buy a home, there will be a closing date. What happens if that date arrives, and the closing is not held? Is the delaying party automatically in breach of contract? Many people would be surprised to learn that… Read More »

WHAT IS “COTTAGE FOOD,” AND IS IT ALLOWED IN CONNECTICUT

You may have never heard of the term “cottage food,” but I am sure you have heard of a home-based business.  Cottage food is the term now applied to the idea of using your home kitchen to make food products for sale to the public.  Many people have culinary skills, and want to start their… Read More »

DONATING TO CHARITY?

Do Your Homework First! As the year end nears, many people start thinking about their taxes and charitable contributions. In fact, Tuesday, November 27, 2018 has been designated as #GivingTuesday, a global day of giving. Donations to a charity recognized under Section 501(c)(3) of the Internal Revenue Code are tax deductible for most taxpayers. Americans… Read More »

WHAT ARE OPPORTUNITY ZONES?

Part of the tax overhaul bill passed by Congress in 2017 includes a new community development program to encourage investments in lower-income communities. Each state, including Connecticut, was able to select certain areas as “Opportunity Zones.”  Connecticut designated 72 areas as Opportunity Zones.  The Opportunity Zones in our area include certain census tracts in New… Read More »

NEW CREDIT FREEZE AND IDENTITY THEFT LAWS IN CONNECTICUT

Unfortunately, credit breaches have become routine with major companies. Large repositories of information such as Anthem in 2015 and Equifax in 2017 (which alone involved over 143 million people) have suffered data breaches, along with many other small and large companies.  Identity theft continues to be a major problem and a major concern for many… Read More »

RUNNING BAMBOO – A Potential Liability for Connecticut Homeowners

“Running bamboo” is a specific type of bamboo plant which has a tendency to spread well beyond where it was originally planted. Running bamboo is sold and planted in Connecticut as an ornamental garden plant and due to its rapid growth and spreading properties, frequently used as a hedge or border plant.  Unfortunately, the properties… Read More »

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