Recent Blog Posts

SHOULD I QUITCLAIM MY HOUSE FOR A REFINANCE OR EQUITY LINE?

It is not uncommon for a bank to require a borrower to be added to the title to the property if they are not already on it. However, transferring someone on or off title should not be taken lightly. Although the process is simple, the implications can be astronomical. How title is held to your… Read More »

WHY A BUSINESS NEEDS TO USE A CREDIT APPLICATION

A business credit application is a document used to collect credit information on customers and to get customers to agree to credit and other important terms. If your business extends credit to your customers, you need to get a Credit Application and Agreement from your customers. Why? Because a Credit Application will provide your business… Read More »

THE LATEST FAD: POKÉMON GO

In the past week or so, you may have heard a thing or two about the latest mobile phone app known as Pokémon Go, which is an augmented reality game in which people are utilizing their phone to locate and catch Pokémon characters. The application utilizes the GPS location features, the camera and other features… Read More »

SOCIAL MEDIA IN THE WORLD OF LITIGATION

Social media is an important networking tool in this day and age of technology and one or more forms of social media are used by many individuals. However, there can also be a downside to over sharing on social media, particularly when a claim or litigation is involved. Suppose, for example, that you are involved… Read More »

BE(A)WARE OF CONSUMER ARBITRATION CLAUSES

Every year, billions of business transactions occur. Not surprisingly, some disputes arise between the businesses and the consumers involved in those transactions. What is surprising to many is that sometimes any legal claims a consumer may have against a business cannot be pursued in court. The reason: a consumer arbitration clause. Many contracts and terms… Read More »

WHAT IS COMMERCIAL ARBITRATION?

Commercial Arbitration is the submission of a dispute by agreement of business parties to a neutral third person, whom the parties have chosen to rule on their dispute. The disputing parties agreed in advance to comply with that person’s decision. Arbitration is one of several types of proceedings referred to as Alternative Dispute Resolution or… Read More »

OBTAINING A PROPER TENANT APPLICATION

  As a landlord, selecting a tenant is often a difficult process.  It is important that a landlord screen prospective tenants to get the best tenant possible, while following proper procedures in that process.  One of the main tools a landlord can use is a tenant application form. A tenant application form is beneficial in… Read More »

SIGNING A NURSING HOME ADMISSION AGREEMENT AS A RESPONSIBLE PARTY

There may come a time in your life when you may need to sign a nursing home admission agreement in order for a close family member to be entered into a nursing home facility, which scenario would likely occur at a very stressful time in your life. The nursing home might require that the admission… Read More »

I OWN RENTAL/INVESTMENT PROPERTIES – HOW SHOULD I HOLD TITLE?

It is not uncommon today for people to own properties other than their home. For liability purposes it is best to own these additional properties in a separate entity called a “Limited Liability Company” (LLC). A limited liability company is a legal entity which you or you and others own together that would then own… Read More »

WHAT IS UNINSURED MOTORIST COVERAGE AND WHY DO I NEED IT?

Stop. Before you continue reading this blog, look over your Automobile Insurance Policy. The policy will have different limits for different types of coverage, including liability, property damage, collision, medical payments and the ever elusive “Uninsured Motorist Coverage” (UM). Most states, including Connecticut, have minimum insurance requirements in order to register motor vehicles. What coverage… Read More »

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