Recent Blog Posts

WHAT IS UNINSURED MOTORIST COVERAGE AND WHY DO I NEED IT?

Stop. Before you continue reading this blog, look over your Automobile Insurance Policy. The policy will have different limits for different types of coverage, including liability, property damage, collision, medical payments and the ever elusive “Uninsured Motorist Coverage” (UM). Most states, including Connecticut, have minimum insurance requirements in order to register motor vehicles. What coverage… Read More »

DOL RELEASES FINAL RULE ON OVERTIME PAY

The U.S. Department of Labor (DOL) released its long-awaited final rule regarding overtime pay for “white collar” employees (executive, administrative, and professional). The rule applies to all employers covered by the Fair Labor Standards Act (FLSA), which is the federal law that sets minimum wage, overtime, recordkeeping, and youth employment standards. The FLSA covers employers… Read More »

WHAT IS A REVERSE MORTGAGE? DO I NEED A REVERSE MORTGAGE?

What is a reverse mortgage? A Reverse mortgage is a mortgage lien placed on your house to secure a promissory note for money a lending company lends you, which is no different than a regular mortgage. The difference is that with a Reverse mortgage there are no required monthly payments. Your obligations when you have… Read More »

PAYING FOR LONG TERM CARE

Long Term Care Word Cloud As we age, the likelihood of needing long-term care for either a finite amount of time or indefinitely increases. It is important to understand who is responsible for paying for long-term care. Many people think that if they are in a skilled nursing facility long-term, then Medicare will pay. The… Read More »

SUPREME COURT: EMPLOYER CAN’T PUNISH EMPLOYEE FOR (NOT) EXERCISING 1ST AMENDMENT RIGHTS

Last week the Supreme Court issued an important decision protecting First Amendment rights. Heffernan v. City of Paterson involved the following facts: Jeffrey Heffernan, a detective in the City of Paterson, New Jersey police department, picked up a lawn sign from a distribution point for the campaign of the mayoral candidate running against the incumbent… Read More »

PURCHASING OR SELLING A HOUSE IN CONNECTICUT – Part 2: Important Provisions in your Offer and Contract

As explained in Part 1, an offer to purchase real estate is often made on a contract form, with much of the standard ‘boilerplate’ contract language already completed. However, there are certain provisions that are unique to each transaction. In most of Connecticut outside of Fairfield County, a real estate agent assists the buyer in… Read More »

SPLIT SUPREME COURT HANDS PUBLIC SECTOR LABOR UNIONS MAJOR VICTORY

Public sector labor unions were handed a big win by the U.S. Supreme Court last month. Friedrichs v. California Teachers Association involved the issue of whether public sector unions could collect fees from workers who chose not to join the union and did not want to pay for the union’s collective bargaining activities. The rationale… Read More »

SHOULD I TRANSFER MY HOUSE TO MY KIDS?

This question, in its various forms, is a regular question amongst most elderly people. The question is short and straight forward. The preparation of the deed (Quitclaim Deed) is easy and fairly inexpensive. Not discussing the potential implications of such a simple transaction with an attorney prior to transferring the property may be the most… Read More »

SOCIAL MEDIA IN THE WORKPLACE

The advent of social media, such as Facebook, Twitter, and Instagram, has blurred the sometimes tenuous line between employees’ professional and private lives. Employers are still trying to figure out how to deal with their employees’ use of social media, both when their social media posts mention or relate to their employment and when they… Read More »

PURCHASING OR SELLING A HOUSE IN CT – Part 1: Overview of Offer

Buying or selling a home is usually the single largest transaction a person will make, and a consumer should be informed and educated about the process.  There are many professionals involved in each real estate closing, including the real estate agent, the loan officer or mortgage broker, the inspector and the closing attorney, among others. … Read More »

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