Recent Blog Posts

WHAT ARE THE ELDERLY HOUSING OPTIONS?

As we age and develop the need for assistance with our activities of daily living (ADL’s), which are generally defined as eating, bathing, dressing, toileting, transferring (walking) and continence, we have options on how to meet those needs. Some of those options are: Homecare: Remain in your home and bring care into your home either… Read More »

HOW INSURANCE PREMIUMS COULD IMPACT YOUR INSURANCE COVERAGE

Recently, I received my newest invoice for my automobile insurance coverage, and was shocked to find out the premiums had increased by over eleven (11%) percent.  I immediately contacted the insurance company as we had submitted zero claims, and there was no other reason for the increase other than a rate increase by the insurance… Read More »

CONTESTING A LAST WILL AND TESTAMENT

“I was left out of mom’s will, can I challenge the will in court, and what are my chances of success?” That is a question that I have answered for prospective clients hundreds of times over the years. Of course, the person asking the question can be any heir at law (those individuals who would… Read More »

LATEST UPDATE ON THE FEDERAL OVERTIME LAW

In May 2016, I wrote about the changes the Obama Administration had made to the overtime rule in the Fair Labor Standards Act (FLSA) which were set to take effect on December 1, 2016. You can read that post here. In short, the changes more than doubled the threshold salary level for employees to be… Read More »

WHAT IS TITLE INSURANCE AND DO I NEED IT?

Many home buyers are surprised to learn that one of their closing costs is for “title insurance.” What is title insurance and why is it needed at most real estate closings? In simple terms, title insurance is a policy of insurance that insures the title to real property. It is different from homeowner’s insurance, which… Read More »

CAN A GPS TRACKING APPLICATION MAKE CHILDREN MORE VULNERABLE TO CHILD TRAFFICKING?

A new feature was recently rolled out on one of the newer social media applications, Snap Chat, called Snap Map.  This feature, if utilized, has the ability to show a user’s exact location on an interactive map every time the app is used and/or can show where a large group of people are gathering.  A… Read More »

HURRICANES, FLOODS AND HOMEOWNER’S INSURANCE COVERAGE AND EXCLUSIONS

As we pray for and render aid to those who have experienced the recent devastation brought forth by Hurricane Harvey, we begin to fear the threat of Irma whose uncertain path can keep it out to sea, or strike some yet unidentified portion of the East Coast. Florida appears particularly vulnerable right now. Those of… Read More »

WHAT IS A TRUST AND DO I NEED ONE?

A Trust is an instrument through which one can control their assets not only while they are alive, but also direct how they are to be used after one dies. There are two primary categories, revocable and irrevocable. A revocable trust, also called a living trust is one that is flexible and can be altered,… Read More »

ESTATE PLANNING, JUST THE BEGINNING

After having completed your estate planning documents including a Power of Attorney (POA), Appointment of Healthcare Representative (HCR), Designation of Conservator (DC), Living Will, also called Advance Directive (AD) and your Last Will and Testament, who do you tell or give copies of it to? First, this is a subjective question. The answer is whomever… Read More »

WHY DO I NEED A LEASE?

Whether you are the tenant or the landlord, if you are renting a unit, commercial or residential, you are strongly advised to have a lease. A lease is nothing more than a contract between the landlord and the tenant. It sets forth at least the basic terms of your agreement including the rental amount, security… Read More »

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