Category Archives: Business

SHOULD I QUITCLAIM MY HOUSE FOR A REFINANCE OR EQUITY LINE?

It is not uncommon for a bank to require a borrower to be added to the title to the property if they are not already on it. However, transferring someone on or off title should not be taken lightly. Although the process is simple, the implications can be astronomical. How title is held to your… Read More »

WHY A BUSINESS NEEDS TO USE A CREDIT APPLICATION

A business credit application is a document used to collect credit information on customers and to get customers to agree to credit and other important terms. If your business extends credit to your customers, you need to get a Credit Application and Agreement from your customers. Why? Because a Credit Application will provide your business… Read More »

BE(A)WARE OF CONSUMER ARBITRATION CLAUSES

Every year, billions of business transactions occur. Not surprisingly, some disputes arise between the businesses and the consumers involved in those transactions. What is surprising to many is that sometimes any legal claims a consumer may have against a business cannot be pursued in court. The reason: a consumer arbitration clause. Many contracts and terms… Read More »

OBTAINING A PROPER TENANT APPLICATION

  As a landlord, selecting a tenant is often a difficult process.  It is important that a landlord screen prospective tenants to get the best tenant possible, while following proper procedures in that process.  One of the main tools a landlord can use is a tenant application form. A tenant application form is beneficial in… Read More »

I OWN RENTAL/INVESTMENT PROPERTIES – HOW SHOULD I HOLD TITLE?

It is not uncommon today for people to own properties other than their home. For liability purposes it is best to own these additional properties in a separate entity called a “Limited Liability Company” (LLC). A limited liability company is a legal entity which you or you and others own together that would then own… Read More »

SOCIAL MEDIA IN THE WORKPLACE

The advent of social media, such as Facebook, Twitter, and Instagram, has blurred the sometimes tenuous line between employees’ professional and private lives. Employers are still trying to figure out how to deal with their employees’ use of social media, both when their social media posts mention or relate to their employment and when they… Read More »

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